ATM Machines - Automated Teller Machines are cash machines that dispense funds debited from the information on the account card. ATM’s can accept credit cards that are attached to a checking or savings account or recognize credit cards that represent an individual’s available credit. ATM machines almost always charge a fee that is assessed to the account, which can make owning; operating and servicing ATM machines a profitable business.

eChecks - A trendy form of funds acceptance right now is echecks. They offer many of the plusses of traditional ACH services, but are more merchant friendly. Combined with a credit card merchant account, echeck customers typically experience a more seamless funds acceptance cycle and payments are timelier, as they can be preauthorized and submitted in much the same way.

High Volume Merchant Account - High volume merchants can be either business that processes any volume of high dollar transactions to high volumes of low dollar transactions. These merchants tend to fall in a high risk category by traditional banks and processors.

High Risk Merchant Account - Merchants that are considered to be high risk may be internet based, telephone based, high volume or a combination. The term high risk is somewhat outdated and defines many businesses by the way they do business. Usually it is highly card-not-present / internet based.

Merchant Cash Advance - Get an advance against your future credit card processing sales with a merchant cash advance. Approval in as little as 24 hours, no personal guarantee and no collateral required. Receive funds wired to your account in 7 – 10 days.

Multi-Currency Merchant Account - Merchant accounts that are specifically set up to identify and accept medium to high volumes of foreign currency. Throughout any sales or processing cycle, most merchants will encounter a number of non-local customers; while every bank can perform currency exchanges, not every bank can identify them and perform those conversions properly. This low level of support adds up and costs merchants and their customers in both payment turnaround time and accuracy of the currency conversion.

MOTO Merchant Account - Mail Order or Telephone Order transactions by merchants who advertise products or services in catalogs, on television or via telemarketing. Many of these merchants use websites to either support or supplement their MOTO business. Today, ecommerce advertising has merged MOTO and traditional business approaches.

International Merchant Account - non-domestic, international or multi-national banks make up much of the ecommerce and MOTO processing transactions that are made by consumers today. The popularity of using an international bank or processor has become popular as ecommerce has surpassed traditional brick and mortar business. 

Online Merchant Account - The advent of the internet has bolstered virtually every industry as merchants look for new ways to increase market share. Traditional businesses that support websites use a site for promotional purposes or run and internet based business make up nearly all commerce in the world.

Retail Merchant Account - In the past, the ability to process credit cards was a good way to increase revenue. Today, it is an essential tool that retail merchants rely on due to increased internet commerce.

Wireless Merchant Account - To select the right kind of wireless device comes down to the network coverage. Do your research by finding the coverage area that best meets your wireless merchant account needs. (For example, as you would encounter coverage problems with your cell phone expect that you can encounter reception issues with a wireless terminal) Service areas vary due to the following: location, weather, network traffic, terrain, signal strength, obstructions, building density, construction, environmental conditions, and many other factors. Keep in mind there never is a guarantee that coverage will be available from all hot spot.